| It is common knowledge, that to be able to drive | | | | There are three main types of motor trade |
| legally on the roads in Britain, you must have car | | | | insurance; these are: |
| insurance. Anybody who drives a car is more than | | | | • Road Risk Insurance; |
| well aware of the legal stipulations of being | | | | • Liability Insurance; and |
| insured, and more importantly, what can happen if | | | | • Combined Insurance. |
| we are not. | | | | Road Risk Insurance: |
| There is a lot of information and public notices | | | | This is the lowest band of motor trade insurance |
| about general car insurance, however the business | | | | and is a minimum requirement in order for a |
| of motor trade insurance is an entirely different | | | | business to trade legally. |
| matter. | | | | Liability Insurance: |
| Motor trade insurance is a vital component for | | | | This particular level of insurance is vital if a |
| any motor related business to trade legally. Trade | | | | business has employees, as this covers them also. |
| insurance is a specialised policy specifically for | | | | Combined Insurance: |
| businesses in the motor trade industry. This can | | | | This type of insurance covers both road risk and |
| range from mechanics to car dealers and | | | | liability insurance. |
| tradesmen to name but a few. | | | | For more detailed information regarding the |
| The general requirement for motor trade | | | | different levels of insurance available, and which |
| insurance is anybody who uses a vehicle for work | | | | one is right for you contact a reputable motor |
| business purposes. Driving a vehicle for work | | | | trade insurance provider and be sure to tell them |
| purposes under a private usage policy is illegal. | | | | your exact requirements. |